Who knows my insurance needs well?

NRILIC.com was formed as a company by people who are Non Residents of US, so we know the needs of other non residents. Not every provider or company is same; we know what you need and what kind of plan will suit you best. We are different from or competition when it comes to Experience, Knowledge and Service. Insurance related service providers on this website are authorised licensed emergency medical insurance agents.

Lowest Rates & Lowest Cost Guaranteed ! The rates you get here are the same as those offered by other insurance agents, brokers or by the provider. No one else can offer you a lower premium for the same plans on this site. On top of that we will give you discounts for Online Purchase.

We sell Value for Money ! as we do not want you to spend money on fancy stuff like baggage insurance which does not mean much.

All plans can be bought Online, secure transaction, NO PaperWork, Get Instant ID. Ready to use.

We lists and sell only well known and A rated plans.

We have already done the comparison work for you with all other major plans side by side to help you select the best plan for your needs.

What kind of policy should I purchase?

This is a very common question. What kind of policy one should purchase?

1. "I want to pay less and buy a basic coverage plan, but I know and understand that limited coverage plans may not be adequate in case of any bigger medical / accident emergency. In such an event, I am ready to pay any additional expenses from my pocket"

Go for a Limited coverage plan like Inbound USA

OR

2. "I do not want to take any risk and would prefer to pay a little more now, but want a coverage that protects me from any bigger expense."

Go for a Comprehensive Coverage Plan.

(Note for Age 80+ most of the comprehensive coverage plans has limitation on maximum coverage)

Now you know what to buy, time to look for answer to questions like Which company and Which Broker gives you the best deal? With so many companies around, which one is the best? There are very few known big US insurance companies who issue the actual insurance policies. Each company has various plans/products with some given names.

Example: "Inbound" and "Liaison" are products/plans from Seven Corners. These companies sell these products/plans through the agents, and can also be purchased online. Buy your insurance from a place/agent you can trust, also ask your friends about their experiences. Don't get too confused about the company name though as most of the companies write plans underwritten by Llyods, AIG etc.

Need help to decide which plan may suit your need ? Use our Online Interactive Search.

Visitor Medical Insurance Guide

Visitor Medical Insurance Guide: Should I buy this or that?

Are you looking around for a visitor's medical insurance for your parents or relatives and are spending endless hours on the Internet doing research on this topic, you would have seen all kind of data and reviews and are more confused now.

We make it simple, your search ends here as we have decided to pursue and sell only the best - Inbound USA from Seven Corners.

It is common for people to get lost, even after receiving inputs from your friends you will have questions like "With so many insurance companies offering so many different plans, which one is the best for me?"

The process of buying an insurance is like going to a electronic shop to buy a DVD Player. There are hundreds of models with almost identical features, which makes your decision even more confusing and difficult. You want to make sure that you make the right decision and why not, because after all you are paying for it.

We want to tell you a few basics and important facts and save you some precious time.

1. Visitors medical insurances are short term medical plans that are specially designed for visitors and may not work exactly like your regular health insurance (provided through your employer) , where the only expense you owe is your co- payment ($5 or $10). So don't assume that just because you bought visitor medical insurance, you won't be paying any thing in the event of a medical problem. You may consider these plans as just a way to protect you from "major" medical expenses".
2. Coverage Talk: Coverage could include doctor's visits, medicine/pharmacy, emergency visits to the hospital, surgery, radiology etc. Some include travel benefits like lost baggage, trip cancellation benefits but then you end up paying higher premium.
3. Is there a Perfect Plan? There is no plan that can fit your needs exactly Each plan has a little bit of this and a little bit of that. Moreover Health concerns are unpredictable, no one knows what kind of problems one might face in the future? So, you can never be 100% sure about the kind of coverage that is best for you. There are pros and cons for each plan. The plans are designed by insurance providers in a way that they are balanced. For instance, if one plan is cheaper or has a less deductible then it will also have limited coverage. Or, if one plan has a better coverage, then it will either have a higher deductible/co-insurance or will be more expensive.

So finally, it's all about choosing the one which you think can be a least risky. There are basically two kinds of plans:

1. Limited Coverage Plans that are less expensive, but have some limitations on coverage. They are also called fixed coverage plans/schedule benefit plans ". Check out Inbound USA

2. Comprehensive Coverage Plans are a bit expensive but offer better coverage.

So this will help you narrow down your search.

Reviews on visitor medical insurance

Lots of people search for reviews on visitor medical insurance. There are not much user reviews out there due to privacy issues and HIPPA regulations. You should also look for reviews on visitor medical insurance brokers.

We share our LinkedIn profile & connections so that our customers can check reviews on us. Also Seven Corners has certification by the Better Business Bureau—they are the most trustworthy source for business information. We have personal experiences of people using these plans in emergency so feel free to ask us.

What to look for before and after buying visitor medical insurance

Irrespective of what plan they choose or which broker they choose, our advise to consumers is

Before you buy:

Make sure to read the entire policy document, Devil is in Details

Get Insured for the widest range of coverage if cost is NOT an issue, else look for pure emergency medical insurance and save upto 60% compared to other plans.

Choosing high deductible gives you lower monthly premium.

Once you buy:

Be persistent when arguing your case to a travel insurance company.

Keep records of emergency. See a real claim which we had made and were successfully reimbursed.

Make sure policy does not expire or lapse due to forgetfulness to renew.

We give best rates on best plans for emergency medical insurance

NRILIC.com gives best rates and best choice for customers looking for Emergency Medical Insurance as we specialize in only that field and work only for the best - Seven Corners Insurance Plans.

People get confused with Travel Insurance as being the same as Medical Insurance but there is big difference. If you do not care about paying a premium for lost baggage, trip changes & cancelled trips then you should look purely for Medical Insurance and this is the place to do so.

You can do a google search and find many other "jack for all" medical & travel insurance companies which will do all kind od insurances. you can also look at rates from our competitors like path2usa , multichoiceinsuranceservices , nriol , gig , VisitorsCoverage , americanvisitorinsurance , patriot, visit usa and then you will find for yourself that we provide the best value for your money. Claims that are paid and services that you can trust on.

How does Seven Corners Inbound USA plan compares with other plans in industry?

Here we have tried to compared medical insurance plans from a variety of vendors. This will help buyers choose best medical insurance for their needs or based on benifts per dollar of premium paid.

We researched our competitors as well like multichoiceinsuranceservices , nriol , gig , VisitorsCoverage , americanvisitorinsurance , patriot, visit usa s well.

We have seen a lot of people buy Inbound USA and some have made claims as well. Probably the reason is that people think that benefits like trip insurance, pregnancy, lost baggage, very limited (USD 10,000 max) pre existing coverage are not worth the value if you have to pay 200% - 400% of the regular premium. They felt that Inbound USA provided best value for their money and the most cost effective place to buy that is here at NRILIC.com

Please see comparison below. This compares the cost of Medical Insurance for a couple (2 people) visiting USa for a ONE month period.

Who is the Insurer?

Who is the Insurer?
Sevens Corners is the Virginia, USA based Insurer for all these policies. Please smore details about them using links on the sides.

Policies are underwritten by AIG and/or Llyods UK.

For Policy Benefits, Limitations and Insurance Plan Questions not answered here please call Seven Corners Office Toll free at +1 800 335 0611.