What to look for before and after buying visitor medical insurance

Irrespective of what plan they choose or which broker they choose, our advise to consumers is

Before you buy:

Make sure to read the entire policy document, Devil is in Details

Get Insured for the widest range of coverage if cost is NOT an issue, else look for pure emergency medical insurance and save upto 60% compared to other plans.

Choosing high deductible gives you lower monthly premium.

Once you buy:

Be persistent when arguing your case to a travel insurance company.

Keep records of emergency. See a real claim which we had made and were successfully reimbursed.

Make sure policy does not expire or lapse due to forgetfulness to renew.