What kind of policy should I purchase?

This is a very common question. What kind of policy one should purchase?

1. "I want to pay less and buy a basic coverage plan, but I know and understand that limited coverage plans may not be adequate in case of any bigger medical / accident emergency. In such an event, I am ready to pay any additional expenses from my pocket"

Go for a Limited coverage plan like Inbound USA

OR

2. "I do not want to take any risk and would prefer to pay a little more now, but want a coverage that protects me from any bigger expense."

Go for a Comprehensive Coverage Plan.

(Note for Age 80+ most of the comprehensive coverage plans has limitation on maximum coverage)

Now you know what to buy, time to look for answer to questions like Which company and Which Broker gives you the best deal? With so many companies around, which one is the best? There are very few known big US insurance companies who issue the actual insurance policies. Each company has various plans/products with some given names.

Example: "Inbound" and "Liaison" are products/plans from Seven Corners. These companies sell these products/plans through the agents, and can also be purchased online. Buy your insurance from a place/agent you can trust, also ask your friends about their experiences. Don't get too confused about the company name though as most of the companies write plans underwritten by Llyods, AIG etc.

Need help to decide which plan may suit your need ? Use our Online Interactive Search.